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The Genetic Information Nondiscrimination Act of 2008 (GINA) prohibits the improper collection, use or disclosure of geneticinformation by employers and health plans. In general, GINA prohibits group health plans and insurance issuers from:
Adjusting group premium or contribution amounts on the basis of genetic information;
Requesting or requiring individuals (or their family members) to undergo a genetic test (with limited exceptions, such as for determinations regarding payment based on medical appropriateness); and
Collecting genetic information prior to or in connection with enrollment, or at any time for underwriting purposes.
This Compliance Overview provides a summary of GINA’s nondiscrimination rules for health plans.
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