Download Full PDF
The Genetic Information Nondiscrimination Act of 2008 (GINA) prohibits the improper collection, use or disclosure of genetic information by employers and health plans. In general, GINA prohibits group health plans and insurance issuers from:
Adjusting group premium or contribution amounts on the basis of genetic information;
Requesting or requiring individuals (or their family members) to undergo a genetic test (with limited exceptions such as for determinations regarding payment based on medical appropriateness); and
Collecting genetic information prior to or in connection with enrollment, or at any time for underwriting purposes.
To assist health plans with GINA compliance, the Department of Labor (DOL) issued frequently asked questions (FAQs)regarding GINA. This Compliance Overview includes select FAQs from the DOL.
We Make it Easy
Let us take the stress out of managing employee benefits.
Schedule a Call
We’ll ask a few questions, review your current benefits and determine your goals.
Let us Do the Leg Work
Based on your needs and budget, we’ll research all available options and help you select the right plan for your employees and your business.
Bask in the Glory
When you’re confident due diligence has been done, and you’ve selected the right plan it’s time to sit back and relax - or get to everything else on your list.