Telemedicine is an increasingly popular type of benefit that allows individuals to use technology-based communication (for example, video conferencing) to access medical care without being in the same physical space as a health care provider. Telemedicine can make health care more accessible and affordable for individuals, while also improving employee productivity by reducing health care-related absences.
However, employers that implement telemedicine benefits should be aware of several compliance concerns, including:
The Affordable Care Act’s (ACA) market reforms;
ERISA’s reporting and disclosure requirements; and
COBRA’s continuation coverage requirements.
Employers can address many of these compliance concerns by integrating the telemedicine benefit with their group medical plans. Employers that sponsor high deductible health plans (HDHPs) should also consider how a telemedicine benefit may impact employees’ eligibility for health savings account (HSA) contributions.
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